A debt relief order, or DRO for short, is a way to deal with your debts. It is a formal insolvency procedure and it may be suitable if you are struggling to repay your debts, do not own your home and have debts less than £30,000.
The DRO will provide you with legal protection from your creditors. This means that they will not be able to take any action against you to recover the debt you owe. If they have already started any kind of recovery action, then this has to be stopped.